Twelve BOL returns. One ledger.
Every monthly return to the Bank of Lao PDR, computed from your Fincore ledger, checked against it, and printed in the official Lao layout.
All twelve, in one place.
Every return the Bank of Lao PDR asks for each month, each built from a named source.
- F01Fincore report
Trial balance
Every account, opening to closing, straight from Fincore.
- F02GL mapping
Financial position
Assets against liabilities and equity. Must balance.
- F03GL mapping
Income statement
Profit and loss, tied to the ledger's result.
- F04Loan census
Normal loans
Counts and balances by grade, sector and borrower group.
- F05Loan census
Restructured loans
The F04 grid, for restructured loans only.
- F06Loan census
Off-balance-sheet loans
Written-off loans by sector and borrower group.
- F07Loan census
Related-party loans
Disbursed in the month, by related-party class.
- F08Loan census
Top ten borrowers
The ten largest disbursements of the month, with a total.
- F09Loan census
Loan interest rates
By sector and by short, medium and long term.
- F10Deposit census
Customer deposits
Current, savings and term, by holder group.
- F11Deposit census
Deposit interest rates
Balance-weighted average rate per product.
- F12GL mapping
Member shares
Ordinary and preference shares, all and female members.
How a return is built.
Four steps, the same every month. Nothing typed in by hand.
F01, the trial balance, comes straight from Fincore. One read feeds F02 and F03, so all three agree.
Posted entries only, by defaultA mapping you can read.
F02, F03 and F12 are formulas over your chart of accounts. Each starts from the BOL master and stays yours to edit.
- +220129,846,000,000
- +238214,600,000
- −23883-371,250,000
Search the chart, pick from this month's trial balance, or paste a formula.
Eight checks before publish
- Duplicate line id
- Duplicate line number
- Missing reference
- Circular total
- Line type mismatch
- Invalid account code
- Empty formula
- Double-counted account
Versioned, never overwritten
Drafts publish as v1, v2, v3. Two admins can't save over each other.
- Draft
- v3Published
- v2Archived
- v1Archived
Master updates, line by line
When the BOL master changes, compare side by side. Adopt or keep each line.
- 2.4
22012 + 238 − 23883 - 3.1
3311 + 3312
Counted loan by loan.
F04 to F11 are built from every loan and deposit account, not from totals. Month-end balances are shared out from the ledger, so each return ties to the GL to the kip.
- Borrower groups
- 4
- Loan grades
- 5
- Economic sectors
- 9
Your BOL XML, read in the browser
Upload the month's official BOL XML. Personal data never leaves the browser. Only anonymised counts are stored.
Wrong file? Refused, by name.
A mismatched institution code or month is rejected with one of twelve named reasons.
Every number explains itself.
Click any figure. See the accounts behind it, their signs, closing balances, and what each one adds.
| Account | Closing | Adds |
|---|---|---|
+22012 Loans, performing | 9,846,000,000 Dr | 9,846,000,000 |
+238 Accrued loan interest | 214,600,000 Dr | 214,600,000 |
−23883 Loan loss provision | 371,250,000 Cr | −371,250,000 |
| Line total | 9,689,350,000 |
A filing copy, ready to sign.
Every export follows the official layout, page by page. Printed in Lao, always. Screens stay bilingual.
Blank templates on demand
Non-deposit-taking MFIs get F05, F06, F10 and F11 marked not applicable, automatically.
Built to refuse a guess.
When something is missing, the return says so. It never fills the gap for you.
Unavailable, never zero
A failed read shows as unavailable. A zero always means zero.
Export blocked, with a reason
Unverified form, missing field or census not run: the menu says which.
Field readiness
A strip lists every Fincore field a return still needs.
Append-only audit
Mapping publishes, XML uploads and applicability changes, with file hashes.