Every monthly return to the Bank of Lao PDR, computed from your Fincore ledger, checked against it, and printed in the official Lao layout.
Every return the Bank of Lao PDR asks for each month, each built from a named source.
Every account, opening to closing, straight from Fincore.
Assets against liabilities and equity. Must balance.
Profit and loss, tied to the ledger's result.
Counts and balances by grade, sector and borrower group.
The F04 grid, for restructured loans only.
Written-off loans by sector and borrower group.
Disbursed in the month, by related-party class.
The ten largest disbursements of the month, with a total.
By sector and by short, medium and long term.
Current, savings and term, by holder group.
Balance-weighted average rate per product.
Ordinary and preference shares, all and female members.
Four steps, the same every month. Nothing typed in by hand.
F01, the trial balance, comes straight from Fincore. One read feeds F02 and F03, so all three agree.
Posted entries only, by defaultF02, F03 and F12 are formulas over your chart of accounts. Each starts from the BOL master and stays yours to edit.
Search the chart, pick from this month's trial balance, or paste a formula.
Drafts publish as v1, v2, v3. Two admins can't save over each other.
When the BOL master changes, compare side by side. Adopt or keep each line.
22012 + 238 − 238833311 + 3312F04 to F11 are built from every loan and deposit account, not from totals. Month-end balances are shared out from the ledger, so each return ties to the GL to the kip.
Upload the month's official BOL XML. Personal data never leaves the browser. Only anonymised counts are stored.
A mismatched institution code or month is rejected with one of twelve named reasons.
Click any figure. See the accounts behind it, their signs, closing balances, and what each one adds.
| Account | Closing | Adds |
|---|---|---|
+22012 Loans, performing | 9,846,000,000 Dr | 9,846,000,000 |
+238 Accrued loan interest | 214,600,000 Dr | 214,600,000 |
−23883 Loan loss provision | 371,250,000 Cr | −371,250,000 |
| Line total | 9,689,350,000 |
Every export follows the official layout, page by page. Printed in Lao, always. Screens stay bilingual.
Non-deposit-taking MFIs get F05, F06, F10 and F11 marked not applicable, automatically.
When something is missing, the return says so. It never fills the gap for you.
A failed read shows as unavailable. A zero always means zero.
Unverified form, missing field or census not run: the menu says which.
A strip lists every Fincore field a return still needs.
Mapping publishes, XML uploads and applicability changes, with file hashes.