Core Banking for Modern MFIs
A comprehensive core banking platform designed specifically for microfinance institutions in Laos. BOL compliant, CIB integrated, and built for scale.
Core Modules
A complete suite of modules to manage every aspect of your microfinance operations.
Loan Management
End-to-end loan lifecycle from application to final repayment.
Deposit Services
Flexible savings and term deposit products with automated interest.
Financial Accounting
Integrated double-entry accounting with real-time financial reporting.
Regulatory Reporting
Automated BOL 12 forms and CIB reporting out of the box.
Mobile Banking
Customer-facing mobile apps for balance inquiries and transfers.
Agency Banking
Expand your reach with field-based agents using mobile terminals.
Regulatory Technology Compliance
Fincore is designed to meet the strict regulatory requirements of the Bank of Lao (BOL) and international financial standards.
BOL Reporting
Automated generation of all 12 BOL regulatory forms in the required XML format.
IFRS 9 Ready
Built-in expected credit loss models and financial reporting compliant with IFRS standards.
CIB Integration
Seamless integration with the Credit Information Bureau for real-time credit checks.
AML/KYC
Advanced Anti-Money Laundering and Know Your Customer validation tools.
Why Choose Fincore?
Built for Lao financial institutions with compliance at its core
Replace Legacy Systems
Modernize your infrastructure without disrupting operations. Seamless migration support included.
Built-in Compliance
BOL regulations and CIB reporting automated. Stay compliant without manual effort.
Scale with Confidence
Cloud-native architecture handles growing transaction volumes without performance degradation.
Easy Integration
Modern APIs connect with your existing systems. Payment gateways, SMS providers, and more.
Designed for Every Institution
System Architecture
A modular, secure, and compliant architecture designed for modern financial institutions.
